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Buy Now Pay Later

We've teamed up with Barclays Partner Finance to offer you a range of options for payment:

Option 1: Interest Free Credit (0% APR Representative)
Option 2: Buy Now Pay Later (29.84% APR Fixed)
Option 3: Spread payments over 24 months (9.9% APR Fixed)

Finance options 1 is subject to a minimum spend of £500. Finance options 2 is subject to a minimum spend of £275. Finance options 3 is subject to a minimum spend of £500. 

The maximum purchase through the payment options is £5,000. Credit is subject to status. 

Option 1: Interest Free Credit

If you choose our Interest Free Credit option, you can spread the cost over 3 to 12 months.

Please see the representative example to see how much the finance could cost. The example is based on an average product cost.

Please see the Example below to see how much the credit will cost you.

Example:

Item Value£1,199.99
Deposit£0.00
Duration of agreement12 months
APR0.0% APR (Fixed)
Rate of interest0.0% (Fixed)
Number of payments12
10 monthly payments of£100.00
Total charge for credit£0.00
Total amount payable£1,199.99

Credit subject to status.

Option 2: Buy Now Pay Later

If you choose our Buy Now, Pay Later option you will pay the cash price plus a £20 settlement fee if you settle within the 6 month period.

-- OR --

At the end of the Buy Now, Pay Later period you can choose to pay the balance with 36 monthly payments at an interest rate of 29.84% APR. Please note there is no early settlement fee if you choose to pay this way.

Please see the representative example to see how much the finance could cost. The example is based on an average product cost.

Please see the Example below to see how much the credit will cost you.

Example:

Item Value£1,199.99
Deposit£0.00
Duration of agreement42 months
APR29.84% APR (Fixed)
Rate of interest29.84% (Fixed)
Number of payments36
36 monthly payments of£53.82
Total charge for credit£737.53
Total amount payable£1,937.52

Credit subject to status.

Option 3: Spread payments over 24 months

If you prefer to spread your payments out over a period of 24 months, we offer a fixed finance loan option for orders placed from £500 at an interest rate of 9.9% (Fixed).

Please see the Example below to see how much the credit will cost you.

Example:

Item Value£999.99
Deposit£0.00
Duration of agreement24 months
APR9.9% APR (Fixed)
Rate of interest9.9% (Fixed)
Number of payments24
24 monthly payments of£45.90
Total charge for credit£101.63
Total amount payable£1,101.62

Credit subject to status.

Who can apply for finance?

Applicant must be:

  • 18 years or over at the date of application
  • A permanent UK resident for a minimum of 3 years
  • In regular, permanent employment working a minimum of 16 hours per week. (Including students)
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-Employed

 

Whichever way you choose to look at it, these are excellent online finance options - Nothing more than what's expected from Planet X.
The finance is provided by Barclays Partner Finance and gives you a finance decision in minutes and if accepted, you don't need to print out any documentation - it's all done electronically.

Come over to our Sheffield or Barnsley stores to lay your hands on that dream bit of kit.
For more information please call +44 (0)1709 38 66 66.


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PLANET X LTD, Units 38-41 Aldwarke Wharf Business Park, Waddington Way Aldwarke Lane, Rotherham, S65 3SH (Company No. 06535324) act as a credit intermediary and only offers products from Barclays Partner Finance.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753 ). Registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP.